DOWNTOWN SAN DIEGO: ARIA Cortez Hill Condo Ready for Quick Sale! - Big Block Realty

DOWNTOWN SAN DIEGO: ARIA Cortez Hill Condo Ready for Quick Sale! - Big Block Realty
 DOWNTOWN SAN DIEGO: ARIA Cortez Hill Condo Ready for Quick Sale! - Big Block Realty
 ARIA - "The perfect balance in urban living"
1441 9th Ave. San Diego, CA 92101

View What's Available Now in the ARIA building -

Perched atop the historic Coretz Hill neighborhood, the highest point in downtown San Diego, ARIA offers a perfect balance in urban residential living. A five minute walk and you're in Little Italy, Gaslamp, Marina or the East Village neighborhood home to the San Diego Padres and Petco Park. Life at Aria gives you access to all the Restaurants, Nigh Clubs, Gaslamp Bars, Shopping and all of the wonderful things San Diego has to offer. The beautiful thing about the Cortez Hill neighborhood is that your home will always be in a quiet, clean, almost surburban like area. San Diego Copley Symphony Hall, the charming Tweet Park, and the University Club are right around the corner. Balboa park and the San Diego Zoo is within a short walk of ARIA's front door too! At ARIA, you'll find a fully equipped Fitness Center, Lap Pool and Hot Tub, and an Entertainment Room with catering Kitchen and Wet-Bar, Pool Table and a 60 inch Home Theater. All the common area amenities you'd expect with a luxurious downtown lifestyle!

Call for pricing, or for more photos, and to see units currently available at Aria. Start Here ARIA -

To schedule a showing, please contact: (760) 237-8006


Curb Appeal Tips: How to Sell A Home Quick With Some Simple Curb Appeal Tips

Some times we come across properties that are in great condition,
and those are great, but more often in Real Estate you get properties
that in one way or another could use a little love…

Curb appeal is one of the most important factors in selling a home
fast. Buyers determine whether they like a house or not in the first
15 seconds.

And you know what they say… you never get a second chance
to make a first impression.

Many buyers are looking for flaws and if they see them  outside,
there is a good chance that the thought of what the  home looked
like is going to stick with them. Before they buy a home, the
buyers want to envision themselves living in the home.

Here are a few ideas that a home owner can use to make a huge
difference in selling the home but won’t break the budget.


• Swap out the old “Welcome” mat with a new one.

• Make sure that the doors are easy to open and they may want to paint them.

• Replace the porch lights and house numbers if they are broken or tarnished

• Add a nice bench or a couple of chairs on the porch, if you there is space available.

• Make sure the yard is manicured, weeds pulled and the shrubs are cut.

• Remove any cobwebs, dead plants, old mail etc

• Clean foggy and dirty windows

• Sweep the driveway and the entrance to the house.

Take a walk through the inside of the property and see what
the home needs. Some less expensive updates you can do to a
home is new lighting and replacing older mirrors in the

Make sure that the property smells clean and neutral. Get an
air-freshner and you could even wash or paint the interior walls
and ceilings. This will aid in keeping the home smelling fresh.

Cleaning the bathroom and kitchen counters will also assist
with making the home feel clean and smell fresh.

Take the time to do some of these quick cheap and easy
fixes that can help you sell a property quickly.

Contact me for any help with Real Estate.

Email Marketing - How To Automate Your Business and Investing

Try AWeber's Autoresponders for $1Being in Real Estate it is important to build up your "list" of potential
buyers and sellers. That way you will be able to help get deals done
faster and more efficiently for your clients.

Use an auto responder to Immediately Engage Your Clients, Potential Clients, and your Buyers

After you meet with a homeowner or potential buyer at first they require some special attention. They're eager to hear from you, but they don't know much about you and your company.

Immediately engage with them and keep yourself "Top of ther mind" so that you can build profitable relationships with them.

I really recommend using:

With Aweber you will be albe to automate ALL of your follow up.

Watch this quick video...

Try AWeber's Autoresponders for $1

How to Buy a House - What happens during the purchase process?

The following 35 steps describe all the steps that your REAL ESTATE TEAM (your Real Estate Agent, lender, and the title and escrow company) will perform so that your transaction is successful. After each description, you will see who is associated with that step, labeled in brackets.

These steps have been numbered to make the process easy to follow, although some of them may occur at the same time. Check with your Real Estate Agent or your lender if you need more detail or clarification.

1. Pre-approval and evaluation of your ­financing options [Lender]

2. The loan application form is completed [Lender]

3. Choosing the desired property, and presenting the purchase offer and the initial good-faith deposit [Real Estate Agent]

4. The transaction is started at the Title and Escrow Company [Title and Escrow Company]

5. Property inspections are ordered [Real Estate Agent]

6. Credit report and property value assessment are ordered [Lender]

7. The contract is reviewed with particular attention to the steps with specific dates [All team members]

8. The preliminary title report is reviewed and sent to the lender and the Real Estate Agent [Title and Escrow Company]

9. The disclosure reports are delivered to the buyer [Real Estate Agent]

10. The preliminary title report is reviewed [All team members]

11. The desired loan is selected [Lender]

12. The inspections are reviewed and/or the contingencies are eliminated [Real Estate Agent]

13. The contingencies are removed from the loan and the deposit is increased if necessary [Real Estate Agent]

14. Receipt of increased funds [Title and Escrow Company]

15. Final gathering of documents for loan approval [Lender]

16. The Escrow Agent ensures that the title report is free of errors and that it complies with any additional instructions [Title and Escrow Company]

17. The package is sent to the lender (risk assessor) for ­final approval [Lender]

18. Discussion about the selection of an agent for insurance against hidden defects [Real Estate Agent]

19. The loan is approved and the loan documents are ordered [Lender]

20. The loan documents are sent to the title company [Title and Escrow Company]

21. The property owner’s hidden defects insurance is ordered [Title and Escrow Company]

22. The closing date, and the required fi­nal balance needed to close the transaction, are confi­rmed [Real Estate Agent]

23. The Real Estate Agent gives fi­nal instructions for the closing [Real Estate Agent]

24. Final conditions of the loan are reviewed with the escrow agent [Lender]

25. The escrow instructions are formulated [Title and Escrow Company]

26. The escrow instructions are signed (by both Buyer and Seller) and the loan documents are also signed (by the Buyer) [Title and Escrow company]

27. The signed documents are returned to the lender along with the hidden defects insurance policy [Title and Escrow Company]

28. Final visit to the property [Real Estate Agent]

29. The loan ­le is reviewed [Lender]

30. The monetary exchange occurs [Lender]

31. The buyer deposits the funds balance in the escrow account [Title and Escrow Company]

32. The team decides that other measures are necessary for closing [All team members]

33. The documents are registered (the deed) at the county office [Title and Escrow company]

34. The transaction is closed. Final accounting: Checks are written and sent, a ­final account statement is produced,

and all parties are summoned and notified of the closing [Title and Escrow company]

35. The keys are handed to the new owner [Real Estate Agent]

Hope this in depth break down helps give you the confidence you need to buy a house, contact me if you have any questions!


Oliver Graf


How to Show Income When Getting A Home Loan - Mortgage Loan Help

Buying a New Home or Condo has been gaining momentum amongst First Time Home Buyers, Rehab Property Flippers, and Buy and Hold Cash Flow Investors.

When Buying a Home or Condo, you will want to get your loan pre-qualified first. Part of getting your home loan pre-approved is showing your income and how much house you can afford.

Watch this quick video where I interview a top loan consultant to explain the process of how to show income when getting a home loan.

To determine your maximum San Diego mortgage amount, lenders use guidelines called debt-to-income ratios. This is simply the percentage of your monthly income (before taxes) that is used to pay your monthly debts. Because there are two calculations, there is a "front" ratio and a "back" ratio and they are generally written in the following format: 33/38.

The front ratio is the percentage of your monthly income (before taxes) that is used to pay your housing costs, including principal, interest, taxes, insurance, mortgage insurance, and homeowners association fees (when applicable). The back ratio is the same thing, only it also includes your monthly consumer debt. Consumer debt can be car payments, credit card debt, installment loans, and similar related expenses. Auto or life insurance is not considered a debt.

These are just guidelines and they are flexible. If you make a larger down payment or have sterling credit, the guidelines are less rigid. The guidelines also vary according to loan program. FHA guidelines, VA guidelines, and Conventional Loan Guidelines all vary.

Whether you want to buy a high end home or a nice comfortable starter home, Oliver will be more than happy to assist you regardless of your budget.

Oliver Graf

Premium Service, Proven Results!


How to Buy a House Step 1 "Get Prequalified for Your Loan" - Real Estate Mortgage Prequal

When Buying a Property many people ask, what is the first step, Should I Get Pre-Qualified for a Loan first?

The answer is Definitely Yes! Before you start looking to purchase a new home or condo, you should review your finances, discuss your home loan options, figure out how much you can afford, and get pre-qualified. Getting Pre-qualified is a simple process thatwill put you in a much better position because you will have the confidence to move forward with a purchase and it will give you significantly more negotiating power when purchasing.

What does it take to get pre-qualified for your loan? Not as much as you might think... With a short phone conversation, we can briefly review information about your employment, debts, income, and assets. We can also look at your credit profile, discuss your down payment options, and cover the different loan programs that can work for you.

Once you get pre-qualified, your loan officer will give you what's called a Pre-Qualification Letter. This letter states that, as your loan officer, they have reviewed your finances and can get you qualified for a loan up to a certain amount. The whole process is simple and to the point,the paperwork is kept to a minimum, and generally your loan officer can provide most clients with a "Pre Qual letter" within about 15 minutes.

Once pre-qualified then you can go out and find the home or condo that catches your eye. Once you and you decide on "the one", being pre-qualified for your mortgage will do a couple of things. First, it lets you know in advance how much you can offer. Second, your real estate agent(me) wil submit your mortgage prequalification letter with your offer so that the seller knows that a lender has reviewed your situation and that you can afford the home.

It puts you in the best possible position and gives you the most negotiating power when buying a house, so make sure you get qualified in advance.

Contact me if you have any questions or need any help,

Oliver Graf

Real Estate Expert


How To Make Sure You Don't Over Pay When Buying A House

Local San Diego Realtor's and National Real Estate Speaker's Oliver Graf and Sam Khorramian reveal the secrets on making sure you don't pay too much when you buy a house or condo.

When buying a home, town house, condo, high rise unit, or an investment property, making sure you don't over pay is key.

Watch this quick video on "How To Make Sure You Don't Over Pay When Buying A House"

Some quick tips on how to make sure making sure you don't over pay when buying a house or condo.

- Be sure to throughly evaluate all the comps. Look at what is active, pending, and sold. Stay within half a mile of the subject property and only look at sold properties 3-6 months back at most.

- Drive the neighborhood and surrounding areas at different times of day so you get a feel for the "location". As they say real estate is all about "location, location, location".

-Find Out How Much the Seller Paid

-Determine the Seller's Mortgage Balance

-Look at how long (how many days) the home has been on the market.

If you have any questions feel free to contact me, Talk to you soon!

Have real estate questions?

To your Success,

Oliver Graf